u/Glocktipus2

▲ 37 r/govfire

GovCoastFire?

I recently learned that it's possible to go to part time as a fed without extenuating circumstances. This is very appealing as I'm at the point where my investments growth outpaces my contributions but still 5-8 years out from pulling the trigger. I would be either taking a big hit on the FERS supplement by retiring before 50 and pension doing that (unless I re entered service for a few years before MRA).

Alternatively, I could work 48 hours a pay period at GS-13 and have 20 equivalent/prorated years by age 60 if I choose to. Working 3 days a week would be lovely and cover just about all my living expenses. Plus I could do Roth conversions at a much lower tax bracket.

I couldn't find any discussions on this so it makes me think I'm missing something?

reddit.com
u/Glocktipus2 — 4 days ago