31 years old- have about $177,000 in a taxable brokerage, $34,000 in a 3 month CD, around $75,000 in 401k and around 5500 XRP(a guy can dream).. at this point would it be more beneficial to keep pumping money into my taxable brokerage instead of starting a Roth IRA from 0?
u/Gloom_aNd__DooM — 16 days ago