Hey all 😊

Since this sub is growing nicely, I wanted to start creating some useful savings guides for people to reference as we keep on growing.

Today, I want to cover some of the best coupon shopping extensions you can use to save a little extra when shopping online.

This is focusing on extensions that automatically apply coupon codes at checkout and/or help you earn cashback automatically from eligible retailers. I've been using these for years, and they help save money IMO alongside using tactics like cashback rewards.

In any case, here are some of my top picks 😊

Extension	Best For	Cashback	Coupon Codes	Amazon Support	Notes
Honey	Automatic coupon codes	✅ Honey Gold	✅ Good	⚠️ Limited	Very easy to use, but many users have moved on after recent controversy.
Capital One Shopping	Price comparisons & rewards	✅ Shopping Credits	✅ Excellent	✅ Strong	Often finds some of the best coupon codes and tracks price drops.
Rakuten	Cashback	⭐ Excellent	✅ Good	❌ Limited	One of the highest-paying cashback programs with a great sign up bonus.
Coupert	Cashback + coupons	✅ Good	✅ Very Good	✅ Good	Good all-around extension with competitive cashback rates.
RetailMeNot	Coupons	✅ Some stores	⭐ Excellent	⚠️ Limited	Great database of promo codes, especially for clothing and retail.
Karma	Price tracking	⚠️ Limited	✅ Good	✅ Good	Best for wishlist alerts and price drops across multiple stores.
Checkmate	Fashion coupons	❌ No	⭐ Excellent	❌ No	Focuses on clothing and fashion retailers, automatically applies and tests promo codes.
ShopBack	Cashback	⭐ Excellent	✅ Good	⚠️ Limited	Popular cashback platform in Asia-Pacific with a growing number of supported merchants. Expanding to US.
Pie	Passive rewards	✅ Cashback	✅ Good	✅ Good	Newer extension that pays users through cashback and shopping rewards.
Microsoft Shopping	Price comparison	✅ Microsoft Rewards	✅ Good	⭐ Excellent	Particularly useful for Amazon price comparisons if you use Microsoft Edge.

Now one thing I'll say is that the shopping extension space has gotten in some hot water recently with stories like Honey...

Basically, Honey really messed with people's data and was basically making affiliate income from people's purchases without making it that apparent.

This is really common with cashback/coupon apps. REMEMBER: If something is 'free' then you're the product!

Personally I don't really care about this 😅 Like I use Rakuten and Capital One Shopping a lot and find they actually help me save, but you must keep this in mind.

Also LMK if there's other shopping extensions I should add to the list 😊 Thanks all!

Hey all!

Curious if anyone here has made money with SerpClix and what your overall thoughts on the site are.

Someone mentioned SerpClix in the sub last week and I looked into it this weekend. Basically, you can make money by searching for specific keywords/phrases and then clicking on those links.

SerpClix says you can earn $0.05 to $0.10 per click. You get to cash out at just $5 also through PayPal.

This sounds like such an easy side hustle 😅 Like absolutely something anyone can do if it's working as advertised lol.

But how much does SerpClix actually pay? And does it have enough tasks to reliably cash out with? Any feedback or insights would be very appreciated 😎

PS: We have a guide covering 10+ real ways to make $500 fast you can also check out for some more legit earning opportunities.

Loss leaders are products that stores sell at a loss in order to attract customers to their store. Basically, businesses are willing to take a hit on a particular product in order to hopefully get you to purchase more profitable products.

The Costco rotisserie chicken is a prime example of a loss leader.

SO if you stick to these kinds of products, you're genuinely shopping for stuff that's as affordable as possible for its particular item category.

With this in mind, I did some researched and asked ChatGPT about some of the best loss leaders to buy to save money. Here's the result 😊

Retailer	Famous Loss Leader(s)	Notes
Costco	$4.99 rotisserie chicken, $1.50 hot dog & soda combo	Probably the most famous loss leaders in retail. Costco has kept these prices low for years to drive memberships and in-store spending.
Sam's Club	Rotisserie chicken, hot dog combo	Similar strategy to Costco with inexpensive prepared foods.
Aldi	Milk, eggs, bread, bananas	Aldi is known for pricing staple groceries aggressively, often making them some of the cheapest in the market.
Walmart	Milk, eggs, bread, bananas	Walmart uses everyday low pricing on staple items to attract shoppers.
Publix	BOGO deals	Publix is famous for Buy One, Get One Free promotions on everything from cereal to snacks to ice cream.
Kroger	Weekly Digital Deals	Deep discounts on meat, produce, dairy, and pantry staples through weekly ads and digital coupons.
Albertsons	Just for U deals	Weekly loss leaders paired with digital coupons on meat, dairy, and grocery items.
Safeway	Just for U deals	Similar to Albertsons, with rotating weekly specials that often include below-cost pricing.
Lidl	Produce, bakery items, milk, eggs	Like Aldi, Lidl keeps everyday staples extremely competitive.
Trader Joe's	Bananas, eggs, flowers	Trader Joe's is known for consistently low prices on a handful of staple items rather than constant weekly promotions.
Walgreens	Soda, cereal, snacks	Weekly sales and rewards often make grocery items cheaper than supermarkets.
CVS	Cereal, coffee, soda	ExtraCare promotions can produce excellent deals on packaged foods.
Target	Circle offers	Frequently discounts pantry staples, beverages, and household essentials through Target Circle.
Meijer	mPerks deals	Rotating grocery promotions with strong discounts on meat, produce, and packaged foods.
H-E-B	Meat and Texas produce	Known for aggressive weekly specials on fresh groceries.
WinCo Foods	Bulk foods, pantry staples	Focuses on consistently low prices rather than flashy sales.

What else would you add to this list of loss leaders? Anything you're a huge fan of?

For me Aldi is usually where I shop alongside Costco and Walmart. Would love to know what you guys buy 😊

Hey all 😊

We cover a lot of money making apps and various bonus opportunities here on the sub. So I wanted to put together a quick list of some new/classic bonus opportunities and basically some methods to get paid to sign up for things.

This list is a bunch of $5 sign up bonuses, or bonuses in the same sort of range. You can stack them pretty easily and get a little bit of beermoney for yourself this month 😎

We also have a guide on bonus churning and the best bank bonuses. These have some more substantial bonuses and ones that require deposits. You can check out these resources too for more freebies, and use this guide to get the ball rolling.

Hope this is helpful, and LMK if you have any bonuses to add to to this list or any questions about how this all works! 😎

The Best $5 Sign Up Bonus Apps & Offers On Now

1. InboxDollars ($5): This is a US rewards site, pays you to answer surveys, download apps, scan receipts and such. You get an instant $5 bonus after confirming your email and can cash out at $15.
2. Freecash ($5): A global rewards site. Lots of gaming and download offers. Many countries get a $5 bonus now as a new-member or a $5 bonus if you've been inactive for a while but sign in again.
3. MobileXpression ($5): One of my favorite data collection apps. You can get a free $5 gift card after using the app for a week. Afterwards you earn a gift card about every 1.5-2 months of consistent use.
4. Nielsen Pulse (Varies): This is a new rewards app that pays you for sharing data about the content you stream. You get connection bonuses as you add devices to Nielsen Pulse (phone, TV, laptop etc) and then earn ongoing rewards the more data you share.
5. Swagbucks ($10): This pays a $10 sign up bonus in some countries when you sign up and complete a qualifying shopping offer. Lots of other ways to earn too, including surveys, cashback deals, and gaming offers.
6. Stash ($5 Free Stocks): Get $5 in free stocks from Stash when you sign up and begin investing. Small but easy to do.
7. BigCash ($5 - $15): This is a newer rewards platform that's similar to Freecash. Depending on your country and the promo period, you can get a $5 bonus all the way up to a $15 bonus. This does change the cash out minimum requirement, however.
8. MyPoints ($2 - $5): Super similar to Swagbucks. I'm seeing a $2 bonus for joining right now, but sometimes you get a $5 bonus.
9. Upside ($5): This is my favorite gas rewards app. And you can get use the code 'TOMBLAKE' to get an extra $5 cash back bonus on your first eligible purchase ($10 minimum purchase) while also supporting this sub 😊🙏
10. Branded Surveys ($1): One of the survey sites I use the most. You get a $1 bonus for joining and can cash out at $5, so pretty simple.
11. Kashkick ($1): Another site like Freecash. You get paid to answer surveys, play games, and download apps. Also has a $1 new member bonus. Cash out via PayPal at $10.
12. Pinecone Research ($5): Not a huge fan of Pinecone anymore honestly, but it has reworked its system and now has a $5 bonus for members after they complete their profile. Could be worth using for a one-time cash out.
13. BeFrugal ($10): A cashback shopping platform with a $10 bonus for new members.
14. Rakuten ($10 - $50): Rakuten is another leading cashback platform that often has a $10 to $50 bonus depending on when you sign up and which bonus link you use to sign up with.
15. Prime Opinion ($1 - $5): This is a global survey site that also has gaming offers. Depending on where you sign up from, you get a $1 to $5 bonus. Note that the bonus you choose does change the minimum cash out requirement.
16. CashApp ($5): CashApp has a pretty simple referral program where you and a friend can get a $5 bonus if someone signs up with the other person's referral links and sends at least $5 in a transfer.

Overall these bonuses won't change anyone's life 😅 But I think these companies are a fun and easy way to earn your first bits of online income. And like I said, you can also check out some higher-potential ideas like bonus churning or bank bonuses.

Let me know which other companies should make this list!

Thanks all 😊

💸 ALSO: We have a newer guide covering realistic ways to get $500 dollars fast if you want some more impactful ideas as well.

Curious, but what's better for overall value-for-money, Costco vs Walmart?

I've had a Costco membership for ages but am starting to wonder if it's worth it and beats Walmart or even other options out there, like Sam's Club maybe.

Here's what I've found on a price-per-unit basis, generally speaking:

• Costco is better than Walmart for gas without a doubt
• Eggs, rotisserie chicken some produce, some breads, and various items can be way better value at Costco
• I feel like fruit has gotten super expensive at Costco in my area
• Walmart has much cheaper household essentials, toiletries, and then random stuff like peanut butter or coffee I've found is much cheaper too than Costco
• Costco meat quality is waaaay higher than Walmart, but more expensive per unit serving

I guess I'm not used to bulk shopping/warehouse shopping yet. I feel like I'm spending so much at Costco, but I don't throw away food. It just seems like the per-unit serving of everything is so high, or is it fairly comparable to Walmart?

I might keep my membership, especially for cheaper gas, and I don't love supporting Walmart since they kinda treat employees and vendors poorly lol. But curious what you guys are seeing in your area.

Hey all, me again with another question 😅

Does anyone here know anything about PDF farming?

I keep seeing ads on Instagram for it. Basically, the concept is you spend time making digital PDFs that are basically ebooks to help solve niche problems or questions people have. You then make UGC-style videos to promote your PDFs and sell them online to people.

The ads I see says that people are selling PDFs for anywhere from $17 to $50 per copy or so...

Idk but this sounds way too good to be true?

Like even if you created a PDF about a very niche problem, I feel like people wouldn't be convinced to buy just by seeing a random piece of UGC content online?

One ad I saw even said you can run Facebook ads to promote your PDFs. Seems more interesting, but still, I'm suspicious 😅

Has anyone here actually made money with this online PDF farming thing?

Hey all!

So I've been using an app called Flipp for the last couple of years. It's basically a grocery flyers app where you can find weekly ads/discounts and basically get a digital version of grocery flyers that go out in the mail.

Flipp also has coupons, and I have mostly used the flyers section to find which grocery store in town has the best deals on produce and meat each week. I sometimes price match, but for the last year or so, I've found that the deals really aren't that different anymore and prices are pretty similar across major grocery chains in my area.

I'm still liking the app, but does anyone else have other/better apps they use instead of Flipp to find deals? Or what are your overall thoughts on the app?

I feel like I used to find more savings but am finding fewer and fewer deals these days. Maybe just the way things are now but curious what you guys are doing 😅

Hey all,

Just found out that DoorDash released a new app recently called DoorDash Tasks.

Wondering if anyone has made money with DoorDash Tasks and what the overall experience of this app is like?

Basically, DoorDash Tasks pays you to do things like take photos of things, confirm the price of items in-store, film themselves doing everyday tasks, and even just by speaking out loud.

DoorDash seems to be going for a mix of mystery shopping/crowdsourced data and AI training work here. Seems neat, but wondering if DoorDash Tasks is worth it and how much it pays roughly.

Thanks all! 😊

I figure things like food delivery, grocery delivery, Uber, and other gig apps will be super busy this weekend (in US).

Curious if anyone else has good ideas to make money around long weekends or certain holiday periods when a lot of people have time off 😎

Curious, but where is everyone keeping their emergency fund these days?

If you're still building one, don't sweat it 😊 But I'm wondering where the most efficient place to store an emergency fund is right now.

I'm in the US and I'm using Current right now. It doesn't charge fees and pays 4% APY on up to $6,000 in savings, so I'm building my emergency fund here.

Is 4% the highest or basically the best rate out there right now? Or are there other high-yield savings account options out there that are better? Or better alternatives even versus a HYSA? I know someone who used no-penalty CDs for theirs, but this freaks me out a little lol.

Any insight would be greatly appreciated 😎

Hey all,

You've probably seen me mention this by now (lol) but I've been stuck on the Prolific waitlist for over 2 months now 😅🥲

From what I know, Prolific is the absolute best paid survey and market research platform around. A bit bummed out to be waiting this long.

Has anyone else been stuck on the waitlist? Or how long did it take you to get approved in general? Might send them an email, any insights would be greatly appreciated haha.

Thanks all 😎

Hey all,

Curious, but has anyone here used a service called Junova before?

I got a YouTube ad for it recently. It says it tracks price fluctuations for flights you've booked and then automatically secures you the savings if prices drop.

Apparently all you do is forward Junova your flight confirmation and then it starts monitoring.

As for pricing, Junova says it only charges you a 'success fee' if it secures you savings and doesn't charge anything if it doesn't find you savings. I've seen online that this is 20% but unsure if this is true (so if Junova saves you $100, you pay them $20).

This sounds like a no-brainer to use, but wondering if it's too good to be true or if anyone has experience with Junova.

Thanks all 😊

Hey all 😊

Been doing more research to update our cash advance apps guide and stumbled across the Cashably app.

Wondering if anyone has experience with Cashably / what you think about it.

In a nutshell, Cashably:

• Has a Cashably card that helps you improve your credit score with everyday purchases
• Connects you to popular cash advance apps with advances up to $750
• Helps you create and manage a monthly budget
• Informs you of recurring charges and highlights subscriptions you can cancel

There's a free Cashably plan that unlocks the digital Cashably card to improve your credit score and access to cash advances. Then there's a Cashably+ plan for $7.99 per month which unlocks cashback rewards, subscription management tools, and more budgeting insights.

The credit-building card caught my eye. It kinda looks like what Self is offering (also helps you build credit plus offers cash advances now), so wondering how Cashably compares.

If anyone here has used it, let me know 😊 And if it's solid I'll add it to our cash advance guide so that guide is as current as possible.

Thanks all!

Like the title says, what's a financial red flag that people tend to gloss over?

Honestly, I think using Buy-Now, Pay-Later solutions for stuff like DoorDash or impulse purchases is wiiiiiild 😅 It would honestly stress me out so much knowing I have 4 payments on a Big Mac meal lol.

What other financial red flags do you think are way too common?

Hey all 😊

Like the title says, I'm looking for side hustles that can make an extra $500 a week pretty consistently/realistically.

IMO this would probably be some kind of local cash gig, gig economy app, or maybe some kind of freelancing arrangement. Don't think this is really possible with survey apps or game apps, unless you're grinding out some serious hours haha.

Anyways, LMK what your suggestions are! 😎

Curious what the sub thinks about Dave Ramsey and his whole Baby Steps approach to getting out of debt.

Honestly I have liked his show and YouTube videos for a while. I think he gives some solid advice, especially to people really starting from far behind and deep in debt.

But I'm also someone who likes credit card cash back and feel that I use it responsibly 😅 If you can do this, it seems like a no-brainer to me to earn ~2% back on everything you buy.

Is he too extreme? What do you guys honestly think about Dave Ramsey and his advice?

Hey all,

Wanted to share another side hustle test I'm working on this week 😎 Also looking for feedback if anyone has tried this as well.

I started testing a new paid survey site called MrSurvey.

So far it's looking decent. Survey rates are around $0.25 to $1.25 per survey, but you can sometimes find higher ones in the $1.50 range.

The UI is honestly SO bad. Like, terrible. 😂 But I haven't been getting disqualified from many surveys at least so I'm going to keep testing this one out.

As for rewards, you can cash out at $10 for a wide variety of gift cards to companies like Amazon, Uber, Walmart, Visa, and more. PayPal money and Visa gift cards are also available.

The ads on the site and overall UI are again abysmal lol. But MrSurvey is available in dozens of countries, so wanted to share it with the sub today since I know people here are from all over the world.

Right now I'm mostly using Branded Surveys and Sproutful. I've been liking Opiday recently too which is a global survey site.

I'm going to work on cashing out with MrSurvey and will update this post when I do 😎 If you have experience with this one, please let me know also so we can figure out if it's legit or a waste of time for the sub haha.

Thanks all!