u/GutFeelingAudit

Not asking about lender policy or the mechanics of clawbacks.
I’m more curious about the human side of it.

Looking back, was there ever a moment where you thought:
“I should have seen this coming.”
Was it:
a change in communication?
less engagement?
a different tone?
a gut feeling you couldn’t explain?
Or was it genuinely impossible to predict?

Interested to hear from brokers who’ve been doing this for a while.