How do you deal with the solvency requirement for renting here?
I've been living here for about three years already on a short term contract. With the new rental laws, the landlord can't renew my contract so I'm currently contacting the sindicat de llogateres and considering if it's possible to force a long-term contract. In the meantime, I've spent the last four months trying to find a new apartment.
I make 2500 euro a month, but I've been rejected from renting easily 5 times already because I can't prove my solvency for the seguro de impago. I've gotten bank statements to show that I have more than 30000 euro in savings, a reference from my current landlord showing that I rented from him for 3 years without issue paying 1450 euro in rent (really stupid decision looking back honestly) and I include his phone number and email so they can confirm. I have no way of showing that I make any more or less than I do. My salary is just my salary and it has been enough to rent at an exhorbitant rate for the last 3 years, but it's still not good enough.
How do people get around this? I have more or less an average salary and I'm typically looking at apartments in the 800-1000 euro range, basically as low as I can find them, but no matter what documents I show, even if I offer to take out seguro de impago in my own name, pay six months in advance, double my deposit... nothing. Nobody gives a shit. I'm basically dirt to them as soon as I don't cross the line.
I'm really hoping I can force my current landlord into a long-term contract because I'm genuinely not sure I'll find anything at this point. This solvency requirement has been the main blocker with getting an apartment.
My two main questions are:
Has anyone had any luck offering special agreements to landlords, like getting your own insurance, paying a bigger deposit or paying rent in advance?
Beyond just living with a roommate, is there any other way around these solvency requirements?