u/Happy_Limit_1846

I’m currently in an active Ch. 13 and have made 10 on time monthly payments. My monthly payment amount is $200 for three years. When I filed I had nothing left, the only reason I chose Ch 13 was because I had an open investigation against my ex for stealing my retirement fund and I was hoping to get that money back and be able to put it back into the fund. I’m now realizing that it’s likely I will never see that cash so I’m considering just converting to a Ch. 7 and getting this process over with. What do I need to consider? I’d like to soon rent an apartment and purchase a new vehicle so I don’t know if it’s better to stay in Ch. 13? Does one look better than the other?

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u/Happy_Limit_1846 — 22 days ago