u/HighKingFrazzal

My ex is now trying to claim that we had a loan for the money she gifted me to pay off my car finance.

At no point was I aware this was a loan, I viewed it always as a gift as we were engaged and living together.

There is no contract or messages or anything in writing, no witnesses nothing.

She has now done a ‘letter before action’ threatening taking me to court.

The only evidence she has provided are bank statements showing her transferring the money from her account to mine and myself sending her some money while I was working for bills.

None of these have any reference saying what they are.

I also have a screen shot of a text conversation after the break up where she told me to pay her back if/when I could.