u/Historical_Fox_5552

Hi! I’m 22 and make around 60k a year gross. I have no company match but I invest 4% to a ROTH 401k every paycheck and i’m in sales so my take home can fluctuate but normal take home is around 3-4k. My rent is $1000, bills for the rest of my expenses come out to $1200-1500.

Currently try to invest/save 1k a month, saving up for a home and engagement ring in next 2-4 years. I’m going to condense my rollover into all FXAIX next week based on other feedback. What else would you change? What should my brokerage be invested in?

Current breakdown of investments

HYSA: 18k
Brokerage: 13k Currently have $11.2k cash as I plan to reposition and rest was in Webull which i’m down 11.5%
Roth IRA: 17k FTIHX 20%/FXAIX 80%
Rollover IRA: $7k VOO 50%/VTI 50%
Company Roth 401k: $5600 Target fund (can’t change

Hi! I’m 22 and make around 60k a year gross. I have no company match but I invest 4% to a ROTH 401k every paycheck and i’m in sales so my take home can fluctuate but normal take home is around 3-4k. My rent is $1000, bills for the rest of my expenses come out to $1200-1500.

What would you change? What should my brokerage be invested in? Currently try to invest/save 1k a month

Current breakdown of investments

HYSA: 18k
Brokerage: 13k Currently have $11.2k cash as I plan to reposition and rest was in Webull which i’m down 11.5%
Roth IRA: 17k FTIHX 20%/FXAIX 80%
Rollover IRA: $7k VOO 50%/VTI 50%
Company Roth 401k: $5600 Target fund (can’t change)

Hi! I’m 22 and make around 60k a year gross. I have no company match but I invest 4% to a ROTH 401k every paycheck and i’m in sales so my take home can fluctuate but normal take home is around 3-4k. My rent is $1000, bills for the rest of my expenses come out to $1200-1500.

What would you change? What should my brokerage be invested in? Currently try to invest/save 1k a month

Current breakdown of investments

HYSA: 18k
Brokerage: 13k Currently have $11.2k cash as I plan to reposition and rest was in Webull which i’m down 11.5%
Roth IRA: 17k FTIHX 20%/FXAIX 80%
Rollover IRA: $7k VOO 50%/VTI 50%
Company Roth 401k: $5600 Target fund (can’t change

Hi! I’m 22 and make around 60k a year gross. I have no company match but I invest 4% to a ROTH 401k every paycheck and i’m in sales so my take home can fluctuate but normal take home is around 3-4k. My rent is $1000, bills for the rest of my expenses come out to $1200-1500.

What would you change? What should my brokerage be invested in? Currently try to invest/save 1k a month

Current breakdown of investments

HYSA: 18k
Brokerage: 13k Currently have $11.2k cash as I plan to reposition and rest was in Webull which i’m down 11.5%
Roth IRA: 17k FTIHX 20%/FXAIX 80%
Rollover IRA: $7k VOO 50%/VTI 50%
Company Roth 401k: $5600 Target fund (can’t change this)