My mom has owned a home daycare for 29 years. She has never sought assistance from any accountants or online accounting services. She has always rented her house but is considering buying in a couple of years. Her main obstacle is that she writes off so much on her taxes that she doesn't claim much net income and still owes the IRA thousands every year. She is very confused and overwhelmed on the best way to do her finances going forward.
My husband was an MLO for a while so he has been helping some but she needs tax help. My main question is what would be a good online service for keeping track of her expenses vs income and helping file taxes. I imagine an actual person would be better but more expensive and she likely can't afford that right now. I know most online services are like $20/mo. What would be a good simple way for her to keep track of this?
TLDR: What's the best online simple expense and income tracker and tax filing assistant?