u/Home-String-3246 — reddlx

I’ve been investing Boglehead-style for years (heavy VT in the tax-advantaged accounts, low costs, broad market). I wanted to showcase the tax-advantaged side of my portfolio because I’m pretty happy with how much I’ve been able to shelter: ~$1,090,000

Here’s the full breakdown:

457 plan: $500,000

TDA: $382,000

VT (Roth): $148,000

VT (IRA): $61,000

The 457 and TDA are both allocated 60% US / 30% ex-US (100% equities). The Roth and IRA are 100% VT.

I’m 39, married with two kids (family of 4), living in a high cost-of-living area. We max our retirement accounts every year, but I’m always looking for ways to do better on the tax front.

Questions for the community:

Is there anything obvious I’m missing on the tax-advantaged side?

Any asset location or additional account strategies worth considering at this stage?

Thoughts on the overall tax-advantaged accounts for someone in my situation?

Appreciate any constructive feedback. Thank you!

Hey r/portfolios,

First-time poster here. I’ve been investing since ~2012. I’m in my late-30s now and this is the portfolio I’ve been running for the last several years.

I just pulled the 5-year numbers on Tradure and figured it was finally time to share.

Key Performance Metrics (5Y):

Total Returns: +102.30%

Alpha: 0.2986

Beta: 1.07

Sharpe Ratio: 4.70

Max Drawdown: -26.65%

Volatility: 21.02%

Sortino Ratio: 4.64

The portfolio is pretty concentrated but has been working:

Current Allocation:

AAPL — 52.7%

BRK.B — 26.2%

VTSAX — 15.6%

TSLA — 5.6%

(Yeah, I know… heavy on Apple and Berkshire. I’ve been adding to both for years and just can’t seem to let go.)

I’m not here to brag — just genuinely curious what you all think. Am I taking on too much single-stock risk with the Apple weighting? Should I be trimming TSLA? Is the Berkshire position basically my “sleep-well-at-night” anchor? Any blind spots you see?

Happy to answer questions about how I built it, rebalancing rules, or anything else.

Cheers!