u/Honest-Simple-4504

New account

Hey all, I am 23 years old and decided I wanted to open a ROTH IRA for additional retirement outside of my work retirement. For context, I have a 401k through my employer and currently am getting the 5% match + a little more that I contributing which all goes in C Fund and I Fund.

For my Roth IRA, I guess I am having a little trouble deciding what I want to invest it in. I guess I am between the common ones like VOO, VUG, VTI, QQQ and so on. I know that a lot of these overlap with each other, so my question is would it even make sense to do a percentage for each of them? Say 50% VOO, 25% QQQ, 25% VUG or is that pointless since they overlap? Would it make more sense to just choose one (VOO) and put 100% into it? Thanks! I am very new to all of this.

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u/Honest-Simple-4504 — 7 days ago