u/Hopeful_Donut2339

Hi everyone,

I’m 22M and wanted a bit of a check on how I’m doing financially and what I could improve.

YTD earnings: $127k
Savings: circa $120k
KiwiSaver: $49k
No debt

The main goal so far has been saving for a first-home deposit. Outside of that, I haven’t spent a huge amount of time learning about investing or other ways to grow my money, so I’d really appreciate any advice.

I’d be keen to hear whether people think I should stay focused on the house goal, start investing more seriously elsewhere, or be doing anything smarter financially at this stage.

Would love to hear from anyone who’s been in a similar position.