Ready to Leave Tech, But Are We Truly Set?
Us: 47F, 48M Kids: 17 and 14
Current Assets: 401(k): $2.5M Roth IRA: $1M Brokerage: $2.5M
Other Assets: Primary Home: $1.5M, paid off Rental: $850k (bought for $410k). Paid off, 48k/year rent 529s: $400k
Pension: ~$8k/year starting at 65, no COLA Social Security: ~$70k/year combined in 15-20 years (assuming no major cuts)
Expenses: Current: ~120k/year Projected (in 3-5 years): ~150k/year to include health insurance
I was laid off from big tech last spring, but boomeranged back a couple of months later. I’ve been back for ~10 months and absolutely hate the direction this industry is heading. The constant churn, unclear priorities, and a culture that feels increasingly misaligned with my values is making it harder and harder to make it through each day. I want to resign, but I’m anxious about walking away in this market, especially knowing how many talented people are struggling to land roles. On top of that, I’d have to return the sign‑on bonus, my manager has genuinely been kind and supportive, and I feel guilty about leaving so soon after returning.
Spouse is considering retiring in 3-5 years as well. Once we both step away, neither of us wants to work for a paycheck again.
Question: Are we good to go, or is there something we are missing that should make us more cautious before I pull the trigger? I'd love to hear from people who have left tech early, FIRE’d in their late 40s, or navigated the emotional side of walking away from well-paying jobs.