Citi Checking Referral Bonus - Up to $1,500 Cash (or $325 Easiest Tier) - Clear Step-by-Step Guide
If you are looking to open a new Citi checking account, here is my referral link along with the exact steps to get the bonus cash. (Full disclosure: If you open with my link, Citi will reward me $100. I really appreciate your support!)
1: The $325 Bonus (what I did)
Open a Regular Checking account and receive at least 2 enhanced direct deposits (Zelle, ach) totaling $3,000+ within 90 calendar days of account opening.
Citi will deposit the $325 cash into your account within 90 to 120 days.
2: The Large Deposit Bonus (Up to $1,500)
If you have cash sitting in another bank, you can earn a higher bonus by depositing "new-to-Citi" funds within 45 days and maintaining that balance for another 45 days:
Deposit $5,000 - $19,999 Get $300
Deposit $20,000 - $49,999 Get $500
Deposit $50,000 - $99,999 Get $1,000
Deposit $100,000 - $199,999 Get $1,500
The Regular Checking account has a $15 monthly service fee. You can waive it by ensuring you get at least $250 in monthly enhanced direct deposits (Zelle, ach), or keeping a $30,000+ balance.