u/Hot_Negotiation3970

I started renting (in Kitchener) 2 years ago. As per rent agreement, water is responsibility of the landlord. it worked fine for 2 years and I never saw a water charge.

This year the condo board changed rules and instead of water being included in maintenance, each unit now pay their water bill and they put the bill on the same person who is paying for Hydro, that is me. I contacted my landlord property management company via email multiple times but I have not gotten any response. Meanwhile, I am paying for water... I am month to month now but I believe as per rules, the original rental agreement is still in effect.
What should I do? can I withhold rent? should I pay reduced rent. Can I send them any legal notice for reimbursement.. how long is the processing time?

Any advise is appreciated... The water bill is also very high I think.. we are just a couple living here and water bill is ~$200

I started renting (in Kitchener) 2 years ago. As per rent agreement, water is responsibility of the landlord. it worked fine for 2 years and I never saw a water charge.

This year the condo board changed rules and instead of water being included in maintenance, each unit now pay their water bill and they put the bill on the same person who is paying for Hydro, that is me. I contacted my landlord property management company via email multiple times but I have not gotten any response. Meanwhile, I am paying for water... I am month to month now but I believe as per rules, the original rental agreement is still in effect.
What should I do? can I withhold rent? should I pay reduced rent. Can I send them any legal notice for reimbursement.. how long is the processing time?

Any advise is appreciated... The water bill is also very high I think.. we are just a couple living here and water bill is ~$200

For people who manage their own portfolios, how often do you think about risk in your portfolio?

Most people talk about expected returns but I see very little conversation about the potential losses.

Do you ever think how much you may lose if interest rates rises or anything like that?

For a well diversified portfolio, does it even matter?

For people who manage their own portfolios, how often do you think about risk in your portfolio?

Most people talk about expected returns but I see very little conversation about the potential losses.

Do you ever think how much you may lose if interest rates rises or anything like that?

For a well diversified portfolio, does it even matter?