u/Hot_Transition_8571

Long story short, I was never taught about money growing up. Im 23, currently around 20k in debt, and have a lawsuit against me for unpain debt that I didnt know about. Half of the debt is for a motorcycle that I definitely shouldn't have bought. The other half is 3.5k for a credit card, 2.5k for a personal loan, and 3k from collections. Im just unsure how to get out of all of this. I currently work 2 jobs, and only sleep 6 hours a day to try and keep up with it. Ive learned now not to spend so much money. But I just need some help figuring out what I should do.