u/Hyxk

I’m getting ready to purchase a new Toyota Grand Highlander Hybrid Limited and would appreciate some advice on financing.
Where do you recommend getting an auto loan — Toyota Financial Services, a credit union, or a bank?
What loan term would you recommend: 36, 48, 60, or 72 months?
What interest rate would be considered a good deal right now?
What should I watch out for when financing through a dealership? Any hidden fees or common traps to avoid?
I have good credit and can make a substantial down payment, but I’d like to compare financing options before making a decision.
Any advice or personal experiences would be greatly appreciated. Thanks!

When picking up a new Toyota, how can I make sure the vehicle is genuinely brand new and factory-original? What should I check or ask the dealership to verify that it has never been previously titled, used as a demo, or damaged?

I put down a $1,000 deposit in mid-June. My vehicle is still delayed due to a “quality inspection,” and the dealership hasn’t provided an ETA yet.
Has anyone experienced the same issue? How long did you have to wait before your vehicle was released and delivered?