WYR Go bankrupt, or permanently lose 4 fingers?
Option 1: You go completely bankrupt, meaning you start at complete zero. You have no money and any valuable assets are seized by the bank. (You can keep only 500 dollars of personal and sentimental items like your phone, sentimental jewelry, small heirlooms or knick-knacks). You start completely over, and cannot simply receive an infusion of cash from family or charity/crowd funding. Your credit permanently reflects a bankruptcy.
Option 2: You get into a horrible accident and permanently lose 4 fingers. The fingers you lose are completely random. It can be all digits, including your thumbs. It can be 4 fingers from the same hand, or a mix of fingers from each hand, but you cannot choose which ones are gone forever. If you have already lost digits, you lose more still. If you have lost portions of a digit, you will not lose that digit and will instead lose another one. If you have less than 4 fingers, you will lose all of them, and debit the rest from your toes. Your medical costs are covered, but you do not receive any compensation, though you may receive some governmental disability payments if you are disabled severely by the loss.