u/Iam-Omniscient

Thinking of taking exit from NPS

This December I will complete 5 years in NPS and can take voluntary exit with full amount (haven’t put much it’s around 2.5l) After the first two years I had made up my my mind about this. I want to put this money in MF instead.

What do you guys think ? Is it a good decision? I can easily put 50-70k towards NPS each year but I feel government already have my PF money this money will also be tied up don’t want to visit those sarkari offices when I am old for my own money. Just looking for someone else’s perspective on this. Thanks

Edit : I already put 35% of my money in MF, if I stop nps I would be putting 40-45% of salary in MF , is it advisable?