Where do you think INTUIT stands in this AI race?
INTU selloff - what’s the real AI disruption risk
I’m trying to understand Intuit after the recent drop.
At today’s price, is INTU a good long-term buy or a value trap? Would appreciate serious view on actual business.
Main questions:
Which part of Intuit is most vulnerable to AI: TurboTax, QuickBooks, Credit Karma, or Mailchimp?
Does TurboTax’s moat come from the software interface, the filing/compliance infrastructure, the brand trust, the tax data, or the expert network?
Is QuickBooks a true system of record for SMBs, or can AI-native accounting tools realistically replace it over time, What percentage of QuickBooks value comes from workflow lock-in versus accounting intelligence?
Could AI agents bypass Intuit products, or will they still need Intuit’s tax/accounting/payroll/payment infrastructure?
Are the layoffs a sign of margin optimization, AI-driven efficiency, or underlying demand weakness?
Is the market mainly repricing INTU because of AI disruption risk, slower revenue growth, valuation compression, or all three?
What metrics should investors watch over the next few quarters?
Would appreciate thoughts from people who understand tax software, accounting software, SMB tools, or AI automation.