Is the upgrade to a Swiss movement worth it?

Not sure if this belongs here but I have had my eye on IXDAO since the E came out and I was amazed at the finishing from the reviews I saw, never bought one.

I already have a watch with a PT5000 in it and it's good but it was also half the cost the Warrior is with the same movement and I have a hard time spending nearly $400 on a Chinese/microbrand watch that has a $50 movement even though my PT in my other watch so far has been good.

I'm thinking a nicer watch of this caliber should have a proper movement though. And I've since been rationalizing the $500 price tag on an SW200 powered version since it still seems like a great deal. Most watches of this quality with this movement are north of $1k. What I'm asking though is will I really notice a difference? Is it worth it if I plan on keeping the watch for a long time?

I was going to go black enamel dial so I can wear it whenever I want with anything I want so I'd want to get good use out of it, hence why I think the Swiss upgrade could be worth it. My hangup is that the 9015 version was about 1/3rd less than the SW200 will be now and I'm wondering if that markup is worth it, not that I can even buy a Miyota one anyways now.

I also feel like changing the time and date on my watch with the PT5000 just doesn't feel refined, not sure if that is a flaw inherent to the general 2824 design or if it's the cheaper movement showing its flaws. If anyone has experienced both and has opinions let me know what your experience is.

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u/Icy-Sheepherder-7595 — 7 days ago
▲ 7 r/LETFs

Anyone else bullish on METU?

I rode MSFU from around $21-22 up to $39 and then sold. Putting it into METU around $19 seems to be paying off so far. But am I just a lucky idiot?

My opinion is that rotating in and out of the most beaten down Mag7 stock of the moment seems to be a somewhat worry free way of making money (obviously timing is a huge factor). I put a ton into the underlying stock for Microsoft after it went below $400 and decided to play around in the 2x leveraged ETF with only a few thousand so as to not lose my shirt if things went south as I understand the realities of using leverage. I made +50% on my "investment" within a matter of weeks but again it was a few grand so nothing life changing.

I'm just not finding many reasons not to use some leverage to my advantage like a time when said stock is beaten down. For instance I wouldn't go any further than 2x. 3x leverage and up is asking to light money on fire I feel. I'm thinking I can hold my METU shares until it reaches $40-50 again but I'm not sure if I'm just trying to degen gamble at this point.

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u/Icy-Sheepherder-7595 — 1 month ago

Lipids?

I've had this badder for a while. It doesn't taste or smell off but I haven't really used it. It was cheap though so I'm not surprised. Let it decarb on a hot plate for many hours. Like I've let it sit on the plate for an entire day before. Usually it clears right up as soon as it starts to get hot and looks just like every other jar of badder or sugar that I decarbed except it returns to this cloudy color every time when it cools off to room temperature.

I bought it to make carts, I suppose it's fine to dab but I don't dab anymore, I also can't feel edibles, and when in a cart I basically have to wait for it to heat up by letting it sit on top of my gaming console for a little while and then it hits ok-ish. I haven't used it in months and my tolerance was insane back then so I don't really know what the effects are but it does appear to be legit to me.

Any tips on what to do with the rest of it? I know you can winterize but I don't have the equipment or skill for that. Someone recommended that I use a syringe filter but I'm not that comfortable with letting hot wax touch plastic. I usually just load my carts with my old dab tool and let them sit for a while which has always worked for me. This wax is just more stubborn than ones I had in the past but also don't want to let it go to waste.

u/Icy-Sheepherder-7595 — 1 month ago

I'm a loser and I don't know what to do

I'm a late 20s male who lives with their parents still. I had a job for a while after college and then I got laid off over 9 months ago and haven't been able to get back on my feet. I've had horrible anxiety forever and it's only gotten progressively worse each year as an adult to the point I am considering checking myself in to an institution. I've thought for years that's probably the only way I get better and now I'm wondering if doing that in my earlier years would've made me into the person I always wished I was today.

I've also never dated and the few experiences I've had with dating turned me off and made me lose trust in people. I was already abused before so the idea of inviting another person into my life to abuse and manipulate me doesn't sit well. I've seen more relationships have that dynamic than those that don't. Almost everyone I know that has a girlfriend or fiancé I would never want myself as they are giant red flags which will make these people miserable in the long run.

I'll probably never date or get married as I just don't trust a random stranger to not try and ruin my life, sorry that's just my trauma and I can't get rid of it. I also look at the dating pool now and most of it doesn't interest me anyways, I'm just not attracted to people the way I used to be, I feel dead inside when it comes to dating, the options are pretty bad and even then I can't seem to get those interested in me either even if I wanted to. I've lost track of how many people I've been interested in that were appalled by the idea of me liking them, and the only ones who ever did show interest wound up hurting me in the end. Same thing with the labor market, the jobs effing blow and I can't believe I went to college just to get turned down from stuff paying $20 an hour.

Even when I had a job it was low paying and a dead end, I'm sad about the fact I'm stuck here in this hole, where all I'm qualified for are entry level office jobs that don't pay a livable wage. It feels like the world is taking a piss on me and laughing. I thought it was going to be the other way around by now when I was a teenager, I always thought I'd be something amazing I just didn't know what at and still don't. I have no passions that can be turned into money nor do I want to do that as I'd hate to turn the things I love into a job. But also I really hate white collar work more than I realized, I can't deal with the office lingo and the fact everyone is annoying as hell. That said I'm too much of a lazy pos to do blue collar too, I know myself and I'm bad with anything manual labor, kind of sad but that's just how I am. I seem to not fit in anywhere job wise.

My industry seems like it's in a rut and I can't find the job I used to do anymore anywhere. I've never had a girlfriend as I've always struggled with self image and confidence issues, I've always believed that love is earned and therefore I should not "love myself" by default. Idk what it is I just never believed I'm amazing just because I'm here. And now that I've been a loser for the better part of a year, I'm starting to really question my self worth.

It was already poor but I'm feeling like I may never have a real career job again, I'm never getting married, my family will always view me as the loser disappointment of the family despite being the smart one growing up. I can't imagine home ownership at this stage even though I have good savings. I just don't know what to do. Every time I turn to my family for emotional support I'm met with backlash and anger because they don't understand me.

I've been in therapy for years and tried medication to try and control the anxiety and nothing works. Someone planted this in my head at a young age I guess and I've never been able to shake it since. I was never great looking, in great shape, a smooth talker, etc... and when your a man at this age especially you might as well be considered a woman to other men if you can't do the things a man does and it makes me feel so emasculated.

I feel like a boy trapped in a body ten years older than I really am. Not that I think I'm super immature, it's just that the way I feel and think hasn't changed since I was in high school, all those emotions and stuff that your supposed to feel and grow out of just never went away for me. I've had a horrible time adapting to adulthood. So far all I can recall is finishing college in my early 20s which was it's own hell, got my first big job after that and did it for almost 4 years until they laid off a ton of staff including myself and now I haven't been able to recover from it.

I can't get over how miserable the last 7-8 years of my life have been while I get to watch and listen to everyone I know advance in life and have a great time. I'm stuck wondering what memo they got that I didn't. Who told them the secret recipe to success and happiness? What did they do to deserve it over me? On paper I did everything, I went to school and got good grades always and yet none of its transferring in the real world because I'm a socially awkward mess who is desperate for a job and anxious to the point I self sabotage myself.

I just don't see a way out of this or how I'll ever change. I think I'm always going to be a loser burden on the people in my life and I'm scared of when they finally give up on me and say they want nothing to do with me anymore. I'm not suicidal but in a way I think that I'd be a good candidate for it, I have all the reasons to think that. I wouldn't but also my brain tells me that I probably deserve to not be alive rather than alive. Someone else could've occupied the space I have. I'm really just a waste of oxygen and resources. I hate myself so much, I don't think there's anyone I hate more in this world than my own self.

And before someone says it. I'm not an incel, they blame their problems on others, I'm blaming myself. But it hurts to watch everyone around me do better than me and simultaneously look down on me. I feel like I'd rather just talk to nobody if that's the way life is going to be. I've considered when I save up enough money I'm probably going to move far enough away from everyone I know that they'll never come looking and I'm going to buy a cheap plot of land in the middle of nowhere and just live out my days with my dog. I don't think I was cut out for whatever this life is. I'm too weak for it and I'm close to giving up. I can't handle the pressure and disappointment from others anymore.

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u/Icy-Sheepherder-7595 — 2 months ago

How bad is a 97' auto?

Found a clean one with only 32k miles, white on fire thorn red interior, which I like more than the bright red used in later years, glass top, and the optional performance gearing which seems essential on these cars but I've read that there's a few reasons to steer clear of pre-2001 C5's because of the irreparable EBCM unit and 97' in particular since it has a few different first year only internal gremlins that were I guess then simplified and perfected for later years. Typical of every corvette generation since the C4. So I imagine finding those parts is both expensive and a nightmare to actually source.

I also see the active handling package wasn't out until mid 98' and that 2001 and up are the best because they come with an even more perfected version of it standard on all cars, I'm also familiar with the lower end torque increase for these later model year cars.
However everyone selling them seems to know now and I see as much as a $6k-8k price difference between the earlier and later year cars. 97's always seem to be dirt cheap. This one is just over $18k and I don't think it's a bad price but for all the electrical and mechanical "what if's" I don't think I'd want to pay that. It gets interesting at $14k-15k but idk if that's low balling.

I wouldn't modify it, at least I don't think. I've seen that the 97' specifically is hard to tune due to the PCM being ancient or something in comparison to what they used from 98' onward. The 3.15 gears were the major thing for me, the 2.73 just seems dreadful and I don't think I'd want one of those as they seem sluggish and hard to upgrade to the better gears.

What is a first year car like this really worth and is it worth owning or waiting for a 2001+ to come up for sale that I like? How likely is the EBCM failure? Are they really that hard to modify and tune? Is the performance gap between a 97' and 04' really that drastic? Or are they overlooked deals with potential? I haven't seen a post about this yet in here about the first model year specifically so that's I'm posting this. Thanks in advance.

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u/Icy-Sheepherder-7595 — 2 months ago

Anyone buy The Travelers Companies ($TRV) recently?

I made a post two months ago about how big name national insurance carriers and brokers could be hidden value no one seems to be talking about. A few names are up since then like Chubb and Allstate but what caught my eye is that Travelers is up over 30% since then and that's even with it coming down a little where it nearly hit $400. PE is still only 10.

I didn't buy in and wishing I did, I'm not mad because I did pretty well on Microsoft this week but did not expect any of the insurance stocks to have such a short term runup, I was thinking about them as more reliable and consistent long term compounders where I set it and forget it. I'm just wondering if anyone bought in recently or has been holding long term as it seems like the type of thing this sub would be interested in.

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u/Icy-Sheepherder-7595 — 3 months ago
▲ 8 r/LETFs

MSFT or METU right now?

Meant to say MSFU*. Leaning towards METU after the drop in price today, nothing crazy not full porting but I just wanna see if this is as easy money as it looks with a few dozen shares or so.

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u/Icy-Sheepherder-7595 — 3 months ago

Did I sell NVO early?

I know it's one of the 4 horseman of "value" stocks this sub likes to crap on but I initially bought in believing in the product and for the most part still do, however I sold so I could average down on my SaaS positions that I still hold and ultimately have higher conviction in. However after selling near market close yesterday for just under break even, I noticed it kept going up more today, I know nobody has a crystal ball but it dumped every other time time it swung from low $40s to mid $40s for the past few months so I sold believing that would happen again, but after reading more into some headlines I see it may not be the case.

Oral Wegovy has been approved for the UK, it has 3 Million prescriptions currently in the U.S. and the oral version was what I held out so long for, I was down 25% on it at one point before that, so that's why I sold today because I didn't want to be a big holder again but now I find myself thinking if I held even for just one more day I could've at least made a little something, and I'll be shocked if it takes off and hits $60-70 again soon. Goldman has a neutral rating and target price of just $47 which is where it's at now so I didn't see it really going up that much more in the near term, but am I missing something here? I'm not ready to dive back in but wondering if the tide is finally turning for this stock. I don't think it deserves to be the meme this sub makes it out to be, they have a duopoly in weight loss medicine with Lilly and now have the first mover advantage with their oral version. I sold because I just don't know what the stock may do next and figured biotech is too volatile and unpredictable for me, I'd also rather buy the SaaS dip.

Gonna be kicking myself hard though if this is the turnaround the stock has been waiting for and I sold off just as it is happening, I did that with Google last year and got out at $225 (totally different I know), I sold UNH in the $360 range thinking I did good after buying in much lower, only to see it now over $400, it seems to be a pattern where I bag hold for months or over a year and then the second were either back in the green or close to it I sell those stocks. Sometimes it was for the better, had I held Nike and PayPal I would've been screwed, but also if I held onto others like Intel and AMD I'd be rolling in cash right now.

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u/Icy-Sheepherder-7595 — 4 months ago

Intuit vs Adobe

I'm already down 23% on my Adobe shares. Pretty conflicted on whether or not I should average down or put that money on Intuit. Both soared up quickly two weeks ago after the $SNOW earnings beat but have quickly come back down to new lows. I know the narrative is that AI will swallow both of them whole but I just don't think it will happen, earnings have been good for both companies.

Trump owns $2M-$6M of Adobe so I'm leaning towards that with the hope he somehow pumps it with an announcement or deal with the government like he's done before.

Yeah I know people are probably tired of the Adobe posts but just wondering if you had to pick between the two who you're going with? Or if not these are there better names? SAP? SalesForce? ServiceNow? Workday?

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u/Icy-Sheepherder-7595 — 4 months ago

Executed over $300k in trades over 5 years just to break even.

Pretty much what the title says. I executed over $300k in trades (not account value) since 2021 and after reviewing my overall performance and after some recent losses I have essentially broke dead even.

Account value is around $125k. Thats basically all the money I've saved over the last 4 years of working my first job outside some money in a 401k. So it's not all bad, I could've lost it all I guess, it's just that I essentially got the same results as keeping it in a regular savings account but with all the added stress of tracking the market every single day for the last few years. Which took a toll on my mental health, and in some ways my physical health as I lost motivation to workout these last few months when certain plays didn't work out and I was drinking more and eating like garbage. I'd say at the peak of my account's value I was still underperforming the S&P by about 60% anyways.

It made me realize just how much of it was gambling, really the first 4 years were stupid gambles on stuff I barely even remembered doing. Some names I pulled out of like NKE and PYPL before losing money which would've been brutal at the current levels. I sold a few of my biggest recent losers though and just threw it into the S&P and Microsoft, I still hold some Adobe (only one I'm still negative in) and Novo Nordisk but it's not much. I was panicking pretty bad initially but after watching them continue to fall since I think I made the right choice, sometimes you have no option but to cut your losses.

The account is basically 50/50 MSFT (cost basis of $398) and VTI (cost basis $350) now, with some left over in the other two names, I truly believe in the oral semaglutide Novo has and Adobe is just beaten down with the rest of SaaS, I don't see much wrong with either businesses. But other than these I'm done buying single stocks probably forever outside of the Mag6 (I don't count Tesla) as wheeling whichever one is beaten down/has the cheapest multiple usually seems like a safe easy way to make money and then rinse and repeat, considering those are the stocks mainly holding up the S&P anyway. I guess I already know the answer but for someone like me it seems index funds are the obvious choice for long term growth. Even if I were to beat it the stress it was putting me under was getting to a point that it was ruining me as a person. I wish I started index investing sooner especially during the 2022 dip although I'm young and didn't really have a ton of money back then anyways.

There were a few names like MU, GOOG, INTC, etc... that had I held onto longer I would've almost doubled the S&P performance but that's my (and I feel probably most other traders) fatal flaw is that in order to really outperform its all about timing. And as the old saying goes time in beats timing the market pretty much always. The emotional part seemed to be my issue more than the analytical part and picking the right names because for the most part I was but I was always selling right before they ran up huge. With indexes there isn't really that worry of needing to enter and exit at the right time I guess.

Idk what I'm looking for in terms of advice because I think I already got it sorted out, I'm just sharing my story as it was a valuable lesson for me and seeing just how much money I had traded in that time to make essentially no gains was astounding to actually look at. It made me realize that I could've lost so much more than just opportunity cost or probably actually went into the red had I kept going.

My advice to anyone who doesn't really know what they're doing but thinks they can beat the market, even if you think you do, is to just index and chill, maybe play around with 10-20% of your account but going all out on single names rarely pays off, no matter how many people on Reddit claim to have become overnight millionaires. If the biggest brightest minds on Wall Street can't do it odds are you can't either. I'm willing to bet there's a lot more people like me you just don't see them talk about it or post about it online due to embarrassment.

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u/Icy-Sheepherder-7595 — 5 months ago
▲ 36 r/LETFs

I've been following this LETF since it bottomed out in 2022 but never actually bought any because I'm risk averse. However, liberation day seems like the most obvious buy in point for this one, I'm scratching my head at why I didn't just throw $10k in at least, seeing that would be an over $150k gain on so little money. If I put $30-40k in I wouldn't have to work anymore.

It seems like it was kind of a no brainer that a semiconductor boom would follow with the AI boom. I know the saying is hindsight is 20/20 but I remember seeing it hit these low levels back in 2022 and when it hit them again a little over a year ago I knew that was probably a good entry point, but for some reason couldn't get myself to do it.

But I keep telling myself I would've sold probably when it hit $40-50 anyways. Did I miss out? No way am I buying in now but I'm unsure if it will ever get that low again and it hurts to think about how I passed up what could have been very early retirement. I can't get the idea out of my head really.

Is now the time to start buying SOXS?

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u/Icy-Sheepherder-7595 — 5 months ago

I already own some MSFT (bought 100 shares just under $400), have ADBE at an avg cost of $272. But I'm looking to add more software specifically sticky legacy companies that are hard to replace overnight like everyone seems to think is going to happen.

SAP, INTU, and CRM have my attention, more so the first two though as I don't really see why enterprises would want to replace them or if they even can efficiently.

I would have to sell a few holdings to make room but I'm thinking it could be worth it. I can sell my UNH shares that are up 50% and my LULU shares that are down 32% and effectively break even there between the two. I just am hesitant as I actually do think LULU can come back, it's starting to get priced as if it's going out of business, but it doesn't seem to stop going lower. UNH I really think has almost topped out, even bullish projections don't have it going much higher and I feel I should take my easy win and run. And then roll it all over into the names I mentioned and/or probably more MSFT.

I have some NVO I'm looking to possibly dump, MELI as well. I would be taking a slight loss on those as well but the opportunity cost of not going all in on good tech based names that aren't overinflated chip and memory manufacturers is getting to me, the headaches are starting to make these seem not worth my time and energy, especially when so much of SaaS seems to be on sale.

Anyone else looking to do a similar move? I'm pretty bearish on the chip and memory stocks as they seem overvalued now.

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u/Icy-Sheepherder-7595 — 5 months ago