Seeking Advice with Empower 401K
Hello, I am fairly new at paying attention to my investments in my 401k. I’m currently with Empower as that is what my employment uses with a 5% match.
I left my investments with JPMBC SmartRetirement DRE 2060 CF-D for a few years, but now I accidentally enrolled in Empower’s Advisory services “My Total Retirement plan,” and it plans to reallocate my funds to the following below. Could anyone let me know if these are good investments, or should I call and cancel?
I don’t know what fees they plan on taking directly from my funds for their services, but I’d like to know what’s considered good or bad.
Fund - Recommended allocation
DOXGX
Dodge & Cox Stock Fund Class X - 8.0%
JSNWX
John Hancock Income Fund Class R6 - 3.0%
VIEMIB
Vanguard Instl Extnd Mkt Idx Unit B - 7.0%
PFGCL2
Polen Focus Growth CIT Class 2 - 4.0%
FHMSP2
Federated Hrms MDT Sml Cp Cre CIF Fee P2 - 2.0%
VMFXX
Vanguard Federal Money Market Investor - 3.0%
VTISIB
Vanguard Total Intrntal Stck Idx Tr B - 19.0%
VTBMIB
Vanguard Total Bond Market Index Trust B - 10.0%
RERGX
American Funds EUPAC Fund Class R-6 - 10.0%
VI5ITB
Vanguard Institutional 500 Idx Tr Unit B - 26.0%
VIPIX
Vanguard Inflation-Protected Securities Fund Institutional Shares - 2.0%
BAGIX
Baird Aggregate Bond Inst - 6.0%