u/Imaginary_Snail

I need help figuring out what to do. I am a dependent that is in their 20s. I dont make enough money to cover a 500$ bill a month, my bugets all goes to rent and groceries. I try to ask my parents for advice on what plan do i do or how to avoid getting scam but they avoid the conversation and I am left with not knowing what i am doing. I am contemplating if I should find a cheap plan that has no for granted way to cover my medical bills if i end up in ER again, or if im better off making a savings account just for medical emergencies. I feel this whole situation is bad timing cause I was just about to go to the doctor to check for skin cancer but I don't know if i can do that anymore. I tried looking into plans but all say I need to sign up within a certain time frame??? Any advice would help, thank you.