u/Important_Service_40

24 Years Old, IT Consultant, Portfolio Breakdown

24 Years Old, IT Consultant, Portfolio Breakdown

https://preview.redd.it/a1bfa0itki2h1.png?width=858&format=png&auto=webp&s=71569dbf95f5a754eabdcd2ed505db4c16acea18

https://preview.redd.it/uziubwqvki2h1.png?width=820&format=png&auto=webp&s=e3027187a06991844822dab46f8a83cc1a40b19e

24 years old, college graduate, PMP certified, working as an IT Consultant. Looking for some feedback on my current portfolio.

Roth 401(k) Empower - contributing 20%, employer contributes 3%.

Future Set Allocations:

45% Fidelity 500 Index

13% Fidelity Mid Cap Index

13% JPMorgan Mid Cap Growth R6

10% MFS Value R6

9% Janus Henderson Global Tech Innovation N

5% Fidelity Small Cap Index

5% JPMorgan Small Cap Value R6

Roth IRA Fidelity - automatic bi-monthly contributions ($625/month)

Set Allocations:

60% VOO

20% QQQM

10% AVUV

10% VXUS

Taxable Brokerage Fidelity - automatic bi-monthly contributions ($150/month)

Set Allocations:

40% VTI

20% VXUS

10% QQQM

5% AMZN

5% UNH

5% JPM

5% MSFT

5% PLTR

Robinhood Brokerage - just for fun

Right now I'm in ALT and Netflix. These are just conviction plays and my way of getting "fun" out of the market.

Crypto Robinhood

Also just for "fun."

Openbank HYSA

4% APY, looking to build this to $10,000 then just let it sit.

Looking for all around advice, gauging where I'm at compared to my peers. Goal is to set myself up for retirement and be financially stable throughout life.

TIA

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u/Important_Service_40 — 5 hours ago