Hi everyone, first time posting here. Using a burner account because I'm ashamed. I [24M] currently in $10,444.66 debt, one with POSB Cashline and two with licensed moneylenders because I was a dumb kid who didnt know any better
I'm currently employed in the IT field however I only bring back about $1895 a month after CPF. Am currently trying to look for a new job.
Does anyone have any advice? I've already done late payment for one of the lenders and I dont have any success with trying to get side hustles/gigs.
Have also scheduled to go to a talk with CCS. Can a bank help as well? Will I be declared bankrupt? I'm really fucking scared honestly
[Edit]: Thank you for all the comments. I'll try to see if I can get any part time job to hire me. And yes $1895 take back is horrendous. Been job hunting for a new full time job for a while now