The scene I remember is that the fmc is kidnapped by a guy around her age I think he might’ve been her psycho ex and shes taken to a shed or something similar. When he calls the mmc she tells him not to come, but he crashes out and takes his best friend’s truck and the best friend goes with him too but the mmc insists on driving, and speeds to the location.
But because of her warning the mmc’s family friend who I think was cop or detective (off duty) and some other guy go as well in a second car as the look out, they’re parked up hidden and the cop figures out it was a trap for the mmc because the fmc and the kidnapper were sitting in a car and the kidnapper was planning on causing the mmc to crash into them and to trigger the mmc (he has trauma because he lost someone in a car crash or something similar) and the cop speeds off and crashes into the kidnapper at the very last second before the mmc does and saves them. The cop dies, the guy with him has a broken arm I think, and the fmc is taken to the hospital but is fine in the end. They all attend his funeral and I think the cops name was Carl (I could be very wrong).
The mmc and fmc were also younger maybe like around 18-20 ish. Please help me find it!