
25 and hit 100k tfsa this month.
Adding to the pile of datapoints:
25 in toronto in tech, 120k gross, living with parents, driving a shit box, monthly expenses are $2000-2500 (i cover all household expenses/bills other than insurance/mortgage. I don’t really budget and invest my surplus.
10k student loans, 18K on an MBNA True Line (1% fee for 10.5 months, used an rrsp loan for 2025).
TFSA is energy/tech. FHSA is tech. RRSP is xeqt.
DCPP (not pictured, $20k) in US index.
I have room in my registered accounts, but my balance transfer balance is due in September. Might take the 18 months 1% BMO offer if they give me a high credit limit.
Open to thoughts and discussions … I have a high tolerance for risk because of my income/living arrangements.
Weird crop to get all accounts in 1 pic. Ignore % returns, recently consolidated to wealthsimple.