u/InitialDiscipline6

I have a SBI BPCL card and I have spent around 60k on my credit card. The annual fees reversal for this credit card was 50k. Yesterday I got my statement I was charged the annual fees, I went down to terms and conditions the annual fees waiver is changed to 1 lakh from 50k without any notification. I was neither informed that I will the annual fee waiver criteria has changed and nor I was notified that I will be charged annual fees. Earlier I suppose we received a message 1 month prior to the annual charges.

Now How do I get the charges reversed and I think I will close this card. Since Only reason I got this one was for SBI related sale offers and I thought 50k worth of spend can be done via thia card but 1 lakh is too much