u/Inner_Salt6128

So we bought a house in 2017 when interest rates were super low. We had a VA loan as my husband is a veteran. Our loan got bought up by freedom few years ago and never had issues with them until last year. We were refinancing our loan as we had to do some major improvements to our house. Not the best time at all as interest rates were through the roof. However we went through with it. Few months after we did the refinancing we get offered to instantly lower our rate from 6.8-6.25. Great, we go s head but then I notice it says it's an FHS loan and not a VA loan. I call to ask about it and am told when we refinanced last year it was refinanced into a FHS not VA. I'm so pissed and want to take my business elsewhere but not sure if we can since we refinanced last year. I know I could lower our payment by $1000 by getting a VA loan. Anyone have any insight??