My gf and I have been using shared Excel sheets for years to plan finances. Now I’m turning it into an app
My gf and I have been using shared Excel sheets for years because most budgeting apps never really worked the way we manage money together.
We don’t really care about tracking every expense afterwards, we mostly care about planning ahead: how much we’ll have left each month, what goes into savings/goals, and how much each person can safely spend.
Our spreadsheets slowly became more complex over time, especially because we also wanted personal planning next to the shared couple plan, so I started turning it into an iOS app called NestBudget that we can both use on our phones.
Right now it has things like a shared “Nest Plan”, personal plans per person, pots/goals, recurring income & fixed expenses, and different split modes like 50/50 or proportional splits based on income.
Still very much a work in progress, but I’d genuinely love feedback on whether this concept makes sense to other people too.