I am sure this has been asked many times but I honestly am confused on how to move forward. I know I need to choose a payment plan but have been waiting to make payments as late as possible. I have about 60k in loans. I qualify for PSLF but they have not been updating my qualifying payments from before the forbearance which is frustrating, despite submitting reconsideration requests with my pay stubs and w2 forms.
I believe I qualify for PAYE - AGI this year was 71,666. taxable income was 43,159. I file head of household with one dependent. Do I need to choose a plan before June? What is your advice for how to move forward? I guess I am looking for advice and an action plan. Thanks in advance