▲ 2 r/coastFIRE
Have I reached it?
40m / 44f combined:
- 315k in Roth - mostly total market
- 85k in IRA - 2060 TDF
- 125k in taxable brokerage - 75k SP500 and 50k cash in SPAXX (mostly emergency fund)
- 25k in BTC
Making 200k a year. 10 years from securing a pension that I can immediately draw on that’ll cover 100% of expenses and then some. (100-115k in today’s dollars). Can keep current health insurance.
House is paid off in 9 years. 95k at 2.25% remaining.
Currently we save close to 40%+ of our gross wages between pension/roth/brokerage.
In theory am I crazy to stop filling the tax advantaged spots? Should I keep on at this rate?
u/International-Ad3147 — 2 days ago