Wanna help me brainstorm?
Hi! Wanna help me brainstorm?
I am stuck. I am open to all ideas. I have a suspicion FIRE is impossible for me, but you all seem like experts, so lemme throw out my situation and we'll see.
My version of FIRE
From reading the forum it seems like everyone has their own version of FIRE. Which is beautiful. I actually want to keep working forever, I just want my creative work to stop being tied to income.
I do set design work - so I need to be in VHCOL cities for projects (mostly Paris and NYC). Probably 4-5 months in NYC, 1-2 months in Paris. Rest of the year I can be somewhere LCOL (thinking southwest France so I can surf, but a bit inland, because coastal is expensive). I put set design costs on a travel credit card and use points for flights.
Financial status
~860k net worth. Willing to do *anything* with this money if it gets me close to FIRE.
- $160k cash in HYSA
- $230k index fund
- $85k crypto (BTC and ETH)
- $380k 401k
- No debt
- 38 years old. No kids, pets, partner - totally flexible (and will likely stay this way)
Happy to share any more details. While in France I won't have health insurance costs, but will need health insurance while in NYC. Aside from that, primary costs are housing. In NYC i keep costs low by cooking at home, doing free creative events, working out outside, etc.
I'm willing to sell assets to buy a property if that makes sense, could invest in a rental property to generate income if that makes sense, could get an apartment and house swap...will do anything to make this work! I'd love to find a way to not *have* to work again, so that I can have freedom in my creative work. Open to all ideas.