I am in so much debt as a single mom I don’t know what to do. Any and all advice helps…hi
Hello,
This is a very vulnerable post for me so please bear with me. A little about me. I’m 32. A single mom. Takes care of her mom and can’t seem to breathe or catch a break…
I’m debating if I should file for bankruptcy… so a little about my current situation. I am trying to get into nursing school starting on October 2026. Which will cost me having to move to a different state. I have no money saved up and my only income is being a driver through Lyft. Which with gas prices and inconsistency isn’t too livable. Please check my debts below
Loans:
Best egg: $3,600 $283 5.9%
Navy Fed $9,396
Three sticks lending $1900 charged off
Level up funding $1950 charged off
Upgrade $4,400 $155 31% charged off
Reprise: $6,404 $274 10th 34.67% charged off
Cc
Apple 31st $500
American Express 21st $1000
Bank of America 4th $2,000
Citi 24th $1900 closed
I’ve been thinking of filing for bankruptcy because it’s hard for me to make these monthly payments… and with the move and nursing school I could breathe and somewhat have a fresh start… instead of having all this over head I can just worry about my car and housing payments. Also after nursing school which is about 2 years I won’t have debt besides my school loans… Anyone been through this? I don’t know what to do… I work almost everyday with no time to spend with my kid and when I get home I’m exhausted. I feel like I’m failing… I’m mentally not okay and I’m so lost and defeated…