PHQ Question
Hi all’s
I’m sorry I’m sure this question gets brought up a lot. How important is the credit rating in the PHQ?
Background- I was offered an engineering role not related to Nuclear but the company seems like it is still requiring me to do a PHQ. Anyway, as I was going through the application there’s a credit portion.
MY CREDIT SUCKS. Like god awful.
I made horrible choices in college and even got two car loans and had to give one up/charge off. So I have a few collections (all less than 4k total) and some derogatory/delinquencies marks on my credit. I still have a few other good standing credits like an auto loan on time, a few revolving credit cards, student loans, etc.,
Am I screwed? I don’t want to lose this opportunity because of poor credit rating…
Please advise.