u/J_Monty31

Substantial investment cash out to pay off mortgage?

I am 30 years old and feel like I’m in a great financial position. All self made and have never talked to a financial advisor. I am considering dumping majority of investments to pay off my house ASAP. But... My investing is outpacing my mortgage rate substantially. But if I pay mortgage off, I can free up nearly $2,500 / month in cash. But if I sell all these investments, I’m worried I won’t have cash to pay off whatever crazy tax bill.

Mortgage - 27 years left with 300K owed at 6.25%

401k - 220k

ESPP - 170K - my company tech stock has boomed, I’m worried about selling while it continues to climb

Brokerage account - $61K getting almost 40% returns since I opened it in 2019.

reddit.com
u/J_Monty31 — 12 hours ago