Help with long term life planning
I (39F) live in Ontario. I’ve been lucky in life to have had a few good careers early out of college that gave me the kind of income where I was able to afford a life I’ve wanted. I own my vehicle, have a mortgage, and a decent paying job. Recently I’ve had some health changes that’s made me think about long term income and what happens if I get sick or injured. I’m single, and probably won’t be getting into any kind of relationship that’s going to be able to offer finacial support in those situations.
I’m curious what kind of assistance I can get (life insurance, health insurance, etc) while still being reasonably healthy that could cover my monthly costs if something happens. I don’t necessarily mean a fully debilitating thing, but an injury or illness that makes me miss work (or have modified hours, not Wsib covered) for a few months - making it difficult or impossible to cover monthly costs and whatever treatments I will need (physio or other stuff not covered by benefits).
And because I’m not confident in my current employment that I would keep my job if something like that happened. Other then the obvious government assistance programs - is there something that covers a mortgage for a few months if that termination situation happens?
Just wondering where to go for this kind of coverage and what to specifically ask for for policy coverage kind of thing.