u/James-A-Beef

Hello everyone,

I’m looking into transferring my main form of banking over to wealth simple, I was hoping to hear from people who have used their banking as well as their visa.

Currently right now my bank offers nothing of interest, my visa with them sucks, and they charge etransfer fees. For wealth simple I would qualify for their no annual fee visa but I do have a question about that. Do you get charged 20$ a month for each month you don’t direct deposit 4k or is it an annual charge? I will be able to meet the 4k requirement easily but I’m traveling for one month and don’t expect to see any income and am wondering what the system will do.