Hi! Does a departing manager have any incentive (or disincentive) to give high ratings or recommend promotions on their way out to another team? Curious if there were any "big picture" things that come into play when promoting a ladder position employee when a manager is leaving the team.
Hi! I got a modernized hanbok (trad. Korean attire) dress from Korea to honor my roots.
It comes with a strap but can be worn off shoulder since it’s a corset back. I’m not sure what looks better 🤔 I’m leaning towards the off shoulder for a clean look but I feel like the strap helps my shoulder look more structured & kinda fairytale vibes.
Just fyi wedding is a semiformal destination wedding. Not wearing heels or the petticoat here!
Thanks!!!
EDIT: thank you all for commenting! Glad we came to a conclusion haha
Hi! I'm asking if we really need to max it out/really bump % up... because we have foreseeable big expenses coming and I'm a little bit stressed.
I'm a 32F fed and my husband is a 31M dev. We have about 250k saved in our 401k + TSP. This is a little shy of our current HHI of 300k, due to him getting a big pay increase when changing the company last year.
We will continue to save and likely keep increasing the contribution % as we get a pay raise, but I wasn't sure if we really need to max it out.
All the FIRE calculators I've used so far have been telling use that we'll likely retire with at least 3 to 6M, depending on the math, if we continue to invest 7% for 401k/TSP. TSP match is 5% and his company is currently doing 6%. I also will have pension and federal health employee insurance for most of post-retirement if I retire at 57 (so it's not super early but maybe husband can retire a little earlier).
Big expenses that could hinder max 401k contribution are:
First off, loans. My mortgage (house I bought when single) still needs to be paid and is at a higher interest rate, so I want to continue adding more to principle. My husband still has high interest student loans that are criminal rates and we want to pay that off cash if possible.
Second, downpayment for next house. We do want to move to a bigger house once a kid starts growing, and we live in the DC area which is HCOL so we kinda want to stretch ourselves on moving sooner than later, since house prices rise faster than anything here.
In this case..... should we beat ourselves and really stress out on adding more? Or would it be reasonable to stay with current investment rate for the next few years to pay off loans and move?