u/JoyboyZunesha

I am curious to know those who have retired with a good corpus, what's your allocation, like 60% in equity and 40% in debt? Are you invested in direct stocks? How do you withdraw, say if you have money invested in direct stocks rather than the mutual funds, what's your strategy or on what basis do you select stocks to sell to cover monthly expenses.

And let's say if your monthly expenses are 50,000. You have to withdraw from your corpus, do you sell equity part or debt part? Or do you withdraw yearly expenses like 6 lakh in one go and keep this figure in savings and withdraw gradually for monthly expenditure.

I haven't seen withdrawal strategies so I thought I would ask here.