u/Key_Visual_8879

I recently survived a sky diving accident that left me with a variety of fractures. I live in california and have voluntary accident insurance through Mutual of Omaha. Does anyone have experience in filing a claim for accident insurance? I am hearing horror stories of insurance like this not paying out.

Luckily health insurance is paying out; however, I am worried that California SDI won't pay out as the surgery I need will have a very long recovery time. Really banking on this VAI to pay out! Any insight is greatly appreciated!

Good Afternoon,

I recently survived a sky diving accident that left me with a variety of fractures. I live in california and have voluntary accident insurance through Mutual of Omaha. Does anyone have experience in filing a claim for accident insurance? I am hearing horror stories of insurance like this not paying out.

Luckily health insurance is paying out; however, I am worried that california SDI won't pay out as the surgery I need will have a very long recovery time. Really banking on this VAI to pay out! Any insight is greatly appreciated!

Screenshot of the what the front page of the policy looks like.