Canadian living in US; go with current mortgage provider or shop around?
Canadian living in US. We bought our first home in 2021 and then moved shortly after due to work transfer. Our mortgage is coming up for renewal in 100 days.
I still have PTSD from the first mortgage application. My mortgage provider grilled me for every single transaction that was more than $50. So I am a bit nervous about the renewal process.
- Should I wait for offer from current provider or start shopping around?
- How does the process work if you are based in US and have no Canadian income, but renewing your mortgage?
Any advice on which companies have streamlined such renewals?