u/Kitchensink95

How do I go about applying for the charter..I passed the Feb26 L3 attempt.

What are the costs involved?

M- 31 Yrs old. Have been a policy holder since the age of r probably- first was covered with my parents and now a separate policy holder.

Honestly United india has served us well batting a few cases where we ended up misinterpreting things and had to pay from our pocket. Have made 5-6 claims between my parents and all in call it was okay.

My question is - given that I have a long way ahead of me - doesn't it make sense to continue with United or any PSU or switch to players like hdfc and likes. My concerns are -

1. What if the PSU player gets privatized?

2. they don't seel big covers like 50l/1cr but they do give super top ups as options - unlike other pvt players offering

3. Odd one out ? Most folks my age are with prvt players. While United has been good to us - i debate in my head if I should also move to prvt player.

Thoughts? Factors I should weigh in?