We have some OAS clawback projected in the future.
I used AI maximizing after tax state, and the clawback is still there.
I know that if withdraw less the clawback will be reduced, but in other hand i will left money in the table.
Other option would be to use TFSA .
Now my question: is Adviice AI trying to do that? or it just follow assets withdraw orders? (like registered then non-reg and finally TFSA)?
I am having troubles to follow the math with net/gross and expenses.
I think that gross is all that I collect, and subtracting expenses that return my net.
Why the system is asking me for those three input when they related? Just two would be enough.
Is this something related to " missing expenses" that the system carry them in the future?
I do not if it might be helpful, I like to see the whole picture.
Can you add tax credits in projections>>income?
I do not know if that info could help us to planify anything
Thanks