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u/KlutzyTrade9153

my journey to a better credit score.
▲ 2 r/CRedit

my journey to a better credit score.

Good morning people,

its so fresh to wake up and see this score. I finally got a consolidated loan yesterday and I paid off 2 of my cards to bring them to 29%. they have not reflected yet but will reflect by June 8th. I am excited to see it will probably bring me over 700. Never in my life I want to have debt again. Phew.

I had debt of 16000 I paid off slow chunks of it to bring it over to 640 credit score and then applied for a personal loan.

for anyone else. if you are in debt like me with a loan shark at 36% apr pleaseee bring your credit score to 640 and then apply for a consolidated loan a.k.a personal loan.

u/KlutzyTrade9153 — 2 days ago
▲ 8 r/LegalAdviceIndia

Good Morning,
My spouse has filed a bogus 498a claim against me and my parents. My parents are Indian citizens but I am not and hence the question is what happens if i dont appear for any dates.
Could I be arrested as a foreign national ?

> Marriage was registered in India, Vadodara Gujarat.

  1. Are you in India at the moment? : Thankfully no
  2. Which country do you belong to? : Canada
  3. Do you have children? : no
  4. Do you have any criminal history? : no
  5. How often do you visit India? : 3-5 years
  6. Are your parents Senior Citizens? : yes 70 years of age
  7. Have you filed an complaint or case against her? : no
  8. Have you considered filing a domestic violence case against your wife on your mother’s behalf ? : Haven't considered yet.

> How dangerous the situation could get.
> We have already applied for quashing of 498a before high court of Gujarat.
> The claims do not mention date or instances of alleged violence. Just general and vague allegations of mental cruelty.
> If anyone was in the same boat please provide a bit of what happened in your case.

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u/KlutzyTrade9153 — 20 days ago