u/KnitAFett

Holy crap. I tracked my spending outside of my budget for this past month (still working on figuring everything out, so not beating myself up about this), and we spent an additional $600 on extra stuff. Most of it was an agreed upon spending with my spouse, but what an eye opener. I have clearly always grossly underestimated how much we spend randomly throughout the month haha. That would have made a significant dent in our debt and I'm glad to finally realize why we're struggling all the time without chipping away at our balances. Really looking forward to continuing on this.