How to handle bank, brokerage and credit cards at exit?
We are leaving the USA and we are PR, not citizens. I've done a lot of research here and online to minimize asking basic questions, but wanted to ask Reddit just in case.
BANK: I'm interested in keeping a US bank checking account active to (1) continue to pay my medical bills, (2) keep a Costco account active (there is no Costco where we will go) and (3) receive gifts of money from my parents. Looking into HSBC US Premier as a solution and can't use SDFCU because we are not citizens.
BROKERAGE: We will use IBKR.
CREDIT CARDS: ??
We will not have a US address, which triggers KYC issues. We do NOT want to put a friend's address on file for privacy and just in general, boundaries, issues. And we have no family here. I've done a lot of research on services that provide a "real address" but it looks like most of them are flagged as CMRA these days, including Escapees RV etc. There's no real way around it that will scale well into the future -- I don't want to deal with frozen accounts halfway across the world.
Any thoughts about how to solve the banking issue?
Anyone have experience with credit cards? Specifically Chase and AMEX -- do they want US addresses on file as KYC compliance issues?