u/Lantasky

Any advice on my brokers thoughts

I posted on here a few weeks back that I was going to apply for a mortgage after taking on a new job.
I now earn 85K. Old job earned 40K. Before this job earned 60K. I left my 60K job and retrained in another field and have been doing that for 5 years but as I am currently going through a divorce I decided to go back to working in finance for the money.

Anyway - applied for the mortgage via a broker. Halifax (who my current mortgage is with) gave me an AIP. Then there were some questions back and forth between Halifax and my broker and my broker called to say Halifax will say no so we should wait 2/3 more months.

My house is sold, my offer on another is accepted.

Been in my current job since March. The company has been running since December 2025 but they also have another company that’s been running since 2010 - gave these details to the broker.

Broker said the company hasn’t been open long enough and I have not been there long enough and the pay is too much of a jump.

I provided 3 bank statements, 2 payslips and copy of contract.

Do I need to wait 3 more months? I didn’t like the idea of “stringing people along” the person buying my home and the ones I am buying from but broker said it will take 4/5 months anyway for all to go through so just wait.

Any other advice or is this the right thing to do.

reddit.com
u/Lantasky — 6 days ago