u/LeGerb02

Anyone else finding first-time buying in London overwhelming

Really intrigued to hear other people’s experiences buying their first home because honestly… I’m finding it such an emotional rollercoaster already, and we’ve only been seriously looking for the last few months.

My boyfriend and I are hoping to buy together and currently still live separately at our family homes. We’re really excited to have our own space and start this new chapter, but wow — everything is SO expensive. It also feels like the number of properties being listed has really slowed down over the last few weeks?

We keep telling ourselves there’s no rush because staying at home means we can save more, but at the same time it’s frustrating feeling a bit stuck. We’ve done a few viewings so far. The first one nearly became an offer situation, but after loads of back and forth it fell through, and since then it’s just been viewing after viewing without anything feeling right.

I also want to say we do feel really lucky to even be in a position to look at buying at all, because we know a lot of people our age can only realistically rent or move much further away to afford somewhere. Staying at home gives us more time to save, which we’re grateful for — but even so, the whole process still feels incredibly tough and overwhelming at times.

We also don’t really want to rent because London rental prices are insane and we’d rather keep putting money towards a deposit instead.

I’ll admit I’m probably a bit picky too. There are certain things I really want — enough space to future-proof for eventually starting a family, being near family, and being close to a station because I commute. I know some of those things can be compromised on, but it’s hard when this is SUCH a massive financial decision.

Everyone keeps saying “the right property will come along” and “don’t rush,” which I know is true. And we genuinely don’t want to rush. But between deposits, stamp duty, solicitor fees etc… how is our generation actually meant to get on the property ladder 😭 The mortgage itself almost feels like the least scary part at this point. I’m turning 30 this year and just feel a bit stuck..

Would genuinely love to hear other people’s experiences — whether you’ve already bought, are currently looking, or felt the same way during the process.

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u/LeGerb02 — 2 days ago

Again.. new to this and we viewed a house the other day, the estate agent told us he was running late with another client… then the home owners themselves gave us a tour of the house..

The estate agent then didn’t turn up until the end of our tour (with the home owners themselves) WITH the other client and didn’t even really greet us, told us he was sorry as he overran and then walked into the house with his other client, about to start his tour with her. He told us prior that he had a viewing before us on email, but we weren’t expecting him to be with the other client still and also taking her around instead of us and not being around at all for us.. didn’t even seem like he cared about us, didn’t even feel like a group viewing as he didn’t really give us any attention..

He had randomly booked me into another viewing around the corner (which I didn’t even ask for) and said the owner was there, to go there first and he’ll catch up. Which he didn’t as we were pretty annoyed at the service.

We had a viewing earlier that morning with another estate agent and the owners weren’t in the house, a proper one on one service.. the guy was telling us details of the house etc and answering our questions on the spot. We had expected house viewings to be more like this? Is that not the case and the “norm” anymore?

We are new to this so was it normal or just really bad service? We were not impressed when we left. Honestly feel like I want to complain but seems a waste of time, the company does have good listings though and seems like we have had bad experience with two of their estate agents so far. Thing is the reviews of their site seem to be really good too, are we just unlucky?!?!?

Based in London for context.

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u/LeGerb02 — 19 days ago

My boyfriend and I were interested in a property in north London, new build house (weirdly cheap), my bf had his reservations but I really liked it

The estate agent was quite reserved in giving us information, we wanted to know the council tax, EPC, warranty details, we did put an initial offer in and we had a counter offer but we said we didn’t want to commit until we saw the requested details.. so stood firmly on our offer unless we got the details

We got told the developer a day after had gone with another buyer, I am really disappointed and frustrated but just want to know whether this was a normal interaction or not??

We found he never wanted to send anything on email as well, everything was via call until I said I had meetings and couldn’t call and would be reachable by email, but even then the email details/interactions were limited..

This was our first time so just want to know whether this was normal or do you think we dodged a bullet? We were told the developer wanted to sell really quickly but still..

We caught it prior to completion, but we felt the estate agent was really vague and wouldn’t answer questions and even said he would find out if we put an offer down..

Then the images were uploaded and now it’s apparently sold but we don’t really believe that, just had been talking to others at the same time despite telling us there were no other offers

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u/LeGerb02 — 26 days ago