u/Legal_Dragonfruit865

Mortgage Bankers Association data out this week — total applications fell 4.4% in the week ended Friday, marking the second straight week of declining demand.

Key points:

• Refinance share dropped to its lowest level since August
• Conventional and VA refis took the biggest hit
• Middle East tensions + inflation concerns pushing rates back up
• Overall demand still outpacing this time last year

For anyone watching rates or thinking about timing a move across MD, DE, or PA — this is the kind of week that matters.